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debt consolidation secured loan

A secured loan is a loan that is exclusively available to homeowners.

Secured loans are taken out with an asset often a home or property used to guarantee the loan. The benefit of this is that you can often borrow more money for a lesser interest rate. However if you default on the loan then you could lose the asset, even if its your home

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Secured Loan

debt consolidation with a re mortgage

A secured loan is a loan that is exclusively available to homeowners.

Secured loans are taken out with an asset often a home or property used to guarantee the loan. The benefit of this is that you can often borrow more money for a lesser interest rate. However if you default on the loan then you could lose the asset, even if its your home

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Re Mortgage

debt consolidation with equity release

Equity Release is a way in which a homeowner can unlock the money or equity locked up in their home.

Some of the major advantages of this is that the money released is tax free and depending on the type of equity release you take out you can often stay in the property for as long as you like.If you used and equity release product and you have equity in your home then this could allow you to consolidate all of your debt and still have money left over.

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Equity Release

debt consolidation with an unsecured loan

Unsecured loans are available to everyone and can be a good way to consolidate debt. The maximum you can borrow is £25,000 and our credit rating will play a big factor in your eligibility. Unsecured loans can be a good way to consolidate debt but remember that if you cant consolidate all or the majority of your debts or if the loan is not considerably more affordable then it may be worth looking at other options.

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Unsecured Loan

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